Microsoft Copilot Cowork (personal accounts, Preview)
Microsoft · Checked 2026-10-04
MWhat It Does
Copilot Cowork is an agent that handles tasks such as creating documents, drafting and sending emails, scheduling, and managing files when you describe what you want in natural language. Users review and approve sensitive actions such as payments and sending emails before execution. Cowork for personal accounts is currently in preview, and existing personal Copilot Tasks users are being migrated to Cowork.
Official Videos
Who It Is For (Site Operator's Opinion)
Suitable for individual Microsoft 365 subscribers who frequently work with Word·Excel·PowerPoint·Outlook files and want to delegate entire document tasks. Personal account features are still in preview.
Tasks You Can Delegate
- Create and edit Word·Excel·PowerPoint·PDF files
- Draft, reply to, and send emails, and manage calendars
- Organize and manage OneDrive files
- Research multiple sources, organize findings, and create daily briefings
- Run prompts repeatedly on a schedule
Where to Use It
Sign in with a personal Microsoft account with an eligible Microsoft 365 subscription (Premium or Pro), then select the Cowork icon next to Chat in a browser (m365.cloud.microsoft) or the Microsoft Copilot desktop app. A Cowork mobile app is also available. Website tasks currently use a local Microsoft Edge browser; a remote browser is 'coming soon'.
Pricing
- Microsoft 365 Premium $19.99/month
US price. $199.99/year when billed annually. The official table lists 'Limited usage' of agentic AI. A 1-month free trial is listed.
- Microsoft 365 Pro $99.99/month
US price. Monthly billing only. The official table lists 'Highest usage' of agentic AI.
- Microsoft 365 Premium 29000 KRW/month
South Korean price (₩290,000 annually).
- Microsoft 365 Pro 149000 KRW/month
South Korean price. Monthly billing only.
- Microsoft 365 Premium 3200 JPY/month
Japanese price (¥32,000 annually).
- Microsoft 365 Pro 16000 JPY/month
Japanese price. Monthly billing only.
- Microsoft 365 Personal / Family Pricing Not Disclosed
Not included. Personal·Family subscribers lose Cowork access and can view previous Tasks conversations, but must upgrade to Premium or Pro to start new tasks.
Is It Free to Use?
Unavailable to free Copilot users. Free access includes chat, image creation, and file uploads within limits; users are directed to buy a Microsoft 365 subscription for agents or complex multi-step tasks. The pricing page lists a 1-month free trial for Premium.
Supported Regions
Official pages do not specify country-level availability for Cowork's personal account features. Microsoft 365 Premium·Pro plans themselves have listed prices on South Korean (₩) and Japanese (¥) pricing pages. No EU-related mention was found.
What We Have Not Yet Confirmed
- Country-level availability of the Cowork personal account preview (South Korea·Japan·EU) was not confirmed on official pages
- Exact usage limits for Premium (Limited) versus Pro (Highest) are not disclosed
- The video is from the official Microsoft Copilot channel but appears focused on business (Microsoft 365 Copilot) Cowork; no introduction video specifically for personal accounts was found
- The existing 'Copilot Pro' (standalone subscription) no longer appears on the personal pricing page. Whether it is still sold was not checked
- Microsoft 365 Pro is described as a plan Personal·Family·Premium subscribers can 'switch' to; details such as whether it supports 1~6 users were not checked
- 'Autopilot' in the 2026-09-25 official blog is a tenant-based business feature (private preview in the Frontier program), so it was excluded as it is not for personal use
Unverified